REDUCED PREMIUMS BASED ON LESS MILES DRIVEN.
YOU MIGHT BE ELIGIBLE FOR A REDUCTION IN YOUR AUTOMOBILE INSURANCE PREMIUMS.
The Ohio Department of Insurance issued a press release on July 25, 2008 informing consumers that a change in their driving habits due to the high price of gas may entitle them to lower automobile insurance premiums.
Most insurance companies divide drivers into three categories: pleasure drivers, those who drive 15 miles or less one way to work and those who drive 15 miles or more one way to work. Drivers who drive as part of a carpool may be eligible for pleasure driver status if they drive less than two days a week or two weeks in a five week period. Also, Ohioans who have recently moved closer to their jobs or have switched jobs to a location closer to their home may also be eligible for lower premiums.
A change in designation could save a driver anywhere from 5-15% depending on the insurance company. A quick call to your insurance agent will determine whether or not you qualify for a rate reduction and how much that reduction will be.
